Cash flowed Christmas!
Have kept track of spending - excel spreadsheet of major bills and six months of grocery store spending. Who knew a family of four could spend $1000 per month on groceries alone.
Took lunch to work over 80% of the time, when working in the office.
Tracked travel expenses and transferred extra expense money to savings.
Saved ~$500 by borrowing digital books from the library. (Love my kindle!)
Reduced family eating out to once per week.
Started this blog!
On average, spent over $1,000 in groceries each month.
Invested in the stock market and the market has been falling ever since. (Yes, you can blame me!)
Haven't paid anything extra on the mortgage.
2018 Financial Wins and Fails